Health cover for your family in Nigeria · Pre-launch
Care for the people you love, wherever you earn.
Built for the ones paying from abroad and the companies covering their teams. Your family walks into a clinic in Nigeria; we settle the bill.
- Cover from
- £11/moAbout $14 · indicative, set at launch
- Launch
- Lagos, late 2026
- Regulation
- NHIA-accredited
01Kin by Swift
One fixed premium beats a hundred urgent transfers.
Kin by Swift is for the ones paying from abroad. A fixed monthly premium in your own currency replaces the midnight emergency transfer - and you see every visit and claim as it happens.
See how Kin works ->- Pay in
- USD · GBP · EUR · CAD
- Care delivered in
- Nigeria
- Surprise bills
- None
- Visibility
- Every visit, every claim
02Health
They see a doctor. We settle the bill.
Your family gets cashless care at clinics near home for the illnesses that actually fill Nigerian waiting rooms - malaria, typhoid, chest infections, stomach bugs, minor injuries. Emergencies from day one.
See the full ledger ->- Doctor visits
- Included
- Tests + medicines
- Included
- Emergency care
- Day one
The whole truth
What your plan pays for. And what it does not.
Most insurers hide the second column. We lead with it, because a plan you understand is a plan you trust.
Covered
- GP consultations at network clinics
- Generic prescription medicine at partner pharmacies
- Basic labs: malaria RDT, Widal, full blood count and urinalysis
- Care for malaria, typhoid, chest infections, stomach bugs and minor injuries
- Emergency care across Nigeria, from day one
- Cover for up to 2 dependants on a single policy
Not covered at launch
- Telemedicine and video consultations
- Inpatient admission and overnight hospital stays
- Specialist consultations (except referral from an emergency)
- Dental, optical and maternity care
- Mental health and chronic disease management
- Cancer, surgery, physiotherapy and elective procedures
- Brand-name drugs where a generic exists
- Care outside the Swift network (except genuine emergencies)
03Swift for business
Cover your team without the admin.
Upload a roster, employees enrol themselves by phone, and you get one monthly invoice with a live dashboard of who is covered.
Talk to us about your team ->- Enrolment
- Employees self-enrol by phone
- Billing
- One monthly invoice
- Visibility
- Live coverage dashboard
- Pilot
- Lagos, late 2026
Why Swift exists
Healthcare in Nigeria fails at the moment of payment.
So we made payment the part you never think about.
A member walks into a clinic with nothing but their Swift ID. The doctor treats. The claim settles itself. That is the whole product, and everything we build serves it.
04The network
Being built clinic by clinic, on purpose.
Hand-picked, not scraped
Every clinic, pharmacy and lab signs a real contract with negotiated tariffs and quality terms - no directory padding.
Lagos first, then out
The network opens where the first members are and grows with them, so cover always means somewhere real to walk into.
Paid fast, kept honest
Providers are settled weekly and scored on turnaround and member ratings - the network stays good because staying good pays.
Be there on day one.
Cover opens in Lagos later this year. Family abroad: create your account and be first in line. Employers: talk to us now. Nothing to pay today.